Having to wake up everyday to a job you hate because you need the money is the worst feeling in the world, and it can get you anxious really fast (Been there myself a few years ago). You are NOT streaming just for the money, you are doing this to improve your quality of life - eliminating the worries about shitty work environment (physical place and coworkers included), not wasting time on a daily basis going and returning from work, having time to take care of your physical, mental and social health... All that without money becoming another constant worry in your life. Streaming is a business. And I don't mean "Twitch is a business", but you, as a content creator, are the face of your own brand. Your job is to grow your brand, and you do that by providing the people you reach with content they enjoy. For this, they'll give you their support, through donations, subs or even talking about you to others - the best thing anyone could hope for their brand, to be directly recommended to others by someone who is truly into whatever it is that you do. Don't be ashamed of talking about money issues, now or later on, it will be a part of what you do, so focus on it instead. How can you work to improve your content for your viewers, and start planning for monetization in the future, in ways that people will want to support you? Selling merch, providing knowledge in some way, creating new ways to interact with your viewers...